Key
Benefits of the Card
According to the offer in the image,
this card comes with three main highlights:
- Lifetime Free Card:
You don't have to pay any joining fees or annual maintenance charges.
- Reward Points:
You can earn up to 8 Reward Points for every ₹150 you spend.
These points can usually be redeemed for vouchers or air miles.
- Movie Benefits:
You are eligible for up to 8 free PVR movie tickets annually
(usually based on meeting specific spending milestones).
Eligibility
Criteria
Before applying, ensure you meet
these general requirements:
- Age:
Usually between 21 and 65 years.
- Income:
You should have a steady source of income (Salaried or Self-employed).
- Credit Score:
A good credit score (750+) increases your chances of instant approval.
- Location:
You must be a resident of India in a city where Kotak Bank operates.
How
to Apply (Step-by-Step)
1.
Online Application (Fastest)
- Visit the official Kotak Mahindra Bank website.
- Navigate to the "Cards" section and
select "Credit Cards".
- Find the League Platinum Credit Card and click
on "Apply Now".
- Fill in your mobile number and verify it with the OTP
sent to you.
- Enter your personal details (PAN card, Aadhaar, Income
details, and Address).
2.
Document Verification
Once you submit the form, a bank
representative might call you. You will need to provide:
- Identity Proof:
PAN Card, Aadhaar Card, or Passport.
- Address Proof:
Utility bills or Rent agreement.
- Income Proof:
Latest 3 months' salary slips or IT Returns (ITR).
3.
Card Delivery
If your application is approved
after the bank's internal checks, the physical card will be dispatched to your
registered address within 7–10 working days.
A
Few Tips for You
Note: Although it is a "Lifetime Free" card, please always pay your total amount due on time each month. If you only pay the
"Minimum Amount Due," the bank will charge high interest (usually 3%
to 3.5% per month) on the remaining balance.
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